A Substack Post Crashed Visa and Mastercard 5-7%. Here's What It Actually Said.
Citrini Research's AI agent thesis, the market's reaction, and what's real vs. hype.
Articles
Deep dives on companies, investing frameworks, and lessons from the field.
Compound Interest Explained: The Math Behind Getting Rich Slowly
Compound interest is the single most powerful force in investing. Here's exactly how it works, with real numbers showing what happens when you invest $500/month for 30 years.
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How to Analyze SEC Filings With AI in Under 10 Minutes
SEC filings contain everything you need to value a company. Here's my exact workflow for using AI to read a 10-K, extract key financials, and identify what actually matters — in under 10 minutes.
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How to Read Financial Statements: The Only Guide You Need
Financial statements tell you everything about a company's health. Here's how to read the income statement, balance sheet, and cash flow statement — with real examples from Apple and Microsoft.
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What a One-Person Investing Business Actually Looks Like in 2026
I run a one-person investing operation that tracks 21 companies, builds DCF valuations, and manages a real portfolio — all powered by AI and about $20 a month. Here's what that actually looks like day to day.
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How I Use Claude Code to Research Stocks (Complete Workflow)
I use Claude Code as my AI research partner to analyze SEC filings, build DCF models, and track 21 companies. Here's my complete workflow for AI-powered stock research.
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Welcome to Carepital
Introducing Carepital - your guide to building wealth through systematic investing. Learn how to treat your investment portfolio as a business.
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